Real Estate has gone up in value very slowly, but it has always been a steady trend up wards. If you take the last 300 years in history, you will see that property values have increased and even doubled every 8-12 years. I’m not saying that there are never dips in the real estate market, there certainly are. One must be acutely aware however, that different cities, different areas in those cities, neighbourhoods, each one of these are all differ real estate markets. This is very important to understand; such as one stock is different from another stock because it is in a different industry. Let’s take a look at the 2008-2009 market crash, which affected the US real estate market, property values went down 10%-20%, compared to 40% in the stock market, or mutual funds. I won’t get into a technical analysis why the US real estate market crashed, but I will say this. The entire financial system in the US came crashing down because of several different missteps by the major financial institutions, from the banks, the brokerage firms and Freddie Mac and Fannie May, not to mention the US Government itself.

As I mentioned there are always risked involved with any investment. What one needs to know is that investing in real estate is a great investment, but at the same time you need to know the risk and rewards involved in such an investment. There are many ways to invest in real estate, just as there are many ways to invest in the stock market. There are people trying to make a quick buck by flipping houses, some very successful and some not successful. There are individuals that like the idea of rent to own, where they are helping tenants own their home, by helping them with the down payment, and repairing their credit bureau. In real estate you can invest in residential real estate, commercial real estate, office space, strip malls, and industrial real estate. Each one of these markets are different, and one needs to know the inherent risks and rewards involved in each.

CJ Real Estate Investments focuses on multi-unit residential investments that produce a positive cash flow, regardless of what the market is doing. Multi-unit residential means, a property that has more than one unit in it. CJ Real Estate Investments only looks at properties that are producing positive cash flow. This means we only look at properties that produce a rental income which is able to cover all expense, all utilities, property taxes, property management and the mortgage; while at the same time have money left over to pay the investor a monthly income. At first, this amount is going to be very little, mostly due to the mortgage payments taking a big chunk of the cash flow from the property. CJ Real Estate Investments doesn’t speculate on the real estate market, we find good quality cash flowing properties that will be producing income for our investors, no matter if the real estate market is going down or up.

When investing with CJ Real Estate Investments, the investors knows that he is getting a thorough analysis done on the investment property. CJ Real Estate Investments does a thorough market analysis, property analysis, provide property comparisons, and we add are own conservative measures to insure that our investors will always be making positive cash flow. CJ Real Estate Investments takes a conservative approach to real estate investing; we look for quality properties to invest in for long term.

In conclusion, there are many investment vehicles out there to invest in; investors are urged to talk to their advisors about the different investments that they should be investing in. In addition, you should have your lawyers and accountant present, so that you’re overall investment plan, goal and objective align with other parts of your life. That is to say your family, your business and any other part of your life that involves your financial prosperity and security. Don’t forget insurance. I did not mention much about insurance, because I’m not one to talk about, I have little knowledge, and definitely no expertise. But I can say this, insurance should be part of your financial plan, so don’t forget to talk to your insurance agent.

Thus I leave you with this.

“Only those who will risk going too far can possibly find out how far they can go.”

T. S. Eliot (1888-1965) American-English poet and playwright.